PayPlus
Admin Portal
WAM Core Integrated

Inclusive Digital Payments
For Every Citizen.

PayPlus provides the cash-to-digital infrastructure government agencies need. From cash vouchers and mobile QR codes to cards and real-time treasury auditing, we bridge the gap for unbanked and banked citizens alike.

Launch Citizen Wallet Request Agency Demo
Omnichannel Vouchers, SMS, QR & Cards
Real-time Treasury Reconciliation
SOC 2 Type II Data Sovereignty
PayPlus Core Processor API ACTIVE

Simulate a Citizen Payment

Select a government service to run a live wrapped transaction simulation over WAM Core.

National Infrastructure

Leaving No Citizen Behind in the Digital Age

Over 40% of Caribbean citizens are underbanked. Accepting only international credit cards excludes half the population. PayPlus designs inclusive financial systems for everyone.

Unbanked Citizen Pipeline

Cash-to-Digital Vouchers

Enables cash conversion to digital credit at retail shops without requiring a bank account or credit card.

  • Buy voucher codes with cash at any local retail partner.
  • No smartphone or account setup required.
  • Redeem codes directly on any government portal.
  • Get instant SMS proof of payment.
Banked Citizen Pipeline

Integrated E-Wallet & Cards

A unified portal for card payments, bank transfers, and digital wallets with automated billing.

  • Log in securely using your national ID.
  • Pay via credit card or direct bank transfer.
  • View all outstanding municipal fees in one place.
  • Fast, secure processing with tokenized data.
Agency Offerings

Omnichannel Public Sector Solutions

Two core patterns to modernize public sector transactions and secure revenue.

Inbound Collections

"Citizens pay for government services instantly"

Unify fee collection across web, mobile, SMS, and agents. Eliminate cash-handling liability at government counters.

Utility Bills Court Fines Licensing Fees Taxes & Duties Police Certificates
  • Zero Counter Cash: Payment codes eliminate direct cash handling at offices.
  • Hosted Checkouts: Quick integration with existing agency websites.
  • POS Integration: Instant QR scanning at partner retail networks.

Outbound Disbursements

"Governments distribute grants and relief directly"

Distribute grants, pensions, and relief payouts directly to citizens using secure digital codes.

Social Relief Payouts School Book Grants Agricultural Subsidies Frontline Grants Pension Allocations
  • Direct-to-Mobile: Send secure SMS or QR vouchers straight to beneficiaries.
  • Closed-Loop Spending: Restrict usage to authorized merchants and stores.
  • Real-Time Tracking: Track every disbursement from treasury to redemption.
Interactive Process

The PayPlus Onboarding Flow

How the platform works for citizens and public agencies.

1

Get Code or Bill

Get a cash voucher at a retail store, or check your wallet for digital bills.

2

Input on Portal

Choose PayPlus as the checkout option on the agency portal.

3

Instant Settlement

Pay with a voucher, card, or wallet balance. Settled instantly via WAM Core.

4

Digital Receipt

Receive a signed digital receipt via SMS and email as proof of payment.

Integrate With Us

Ready to Modernize Your Payments?

Partner with PayPlus to eliminate cash risks, boost collection efficiency, and provide inclusive billing for all citizens.

1. Discovery & Assessment

We review your current inbound/outbound flows and legacy systems.

2. Sandbox Integration

We set up a sandbox instance for your technical team to test API connections.

3. Pilot Launch

We activate regional voucher outlets and set up maker-checker portals.

Get Started with PayPlus

Request API access, integration documentation, or a pilot setup.

Security & Audit Control

Resilient Public Sector Finance Infrastructure

We protect public accounts with multi-tier authorization and advanced encryption.

Maker-Checker Governance (Four-Eyes Principle)

Eliminate internal fraud. Any disbursement or configuration change requires one officer to draft and a second officer to approve before settlement.

Automated Treasury Reconciliations

Avoid manual accounting errors. PayPlus generates daily structured, compliance-ready reports and uploads them securely via SFTP.

National Sovereignty & SOC 2 type II

All citizen and transaction data resides locally. Secured using AES-256 encryption, access audit logs, and instant tamper detection.

PAYPLUS SECURED
Frequently Asked Questions

Everything You Need to Know

Answers to common operational, technical, and compliance questions.

They buy cash vouchers at local retail partners and input the printed code directly on the government checkout page.

No, the platform is web-based and runs in any standard browser. Optional QR scanners are available to speed up queues.

Refunds are initiated in the admin dashboard and require supervisor approval under maker-checker policies, with complete audit logs.

We generate daily CSV or Excel sheets, delivered automatically via email or secure SFTP.

Typically 6 to 8 weeks, including 2 weeks of sandbox testing and a 4-week local pilot.